Cash Only

Back in April, maybe before that, I met with Momma Hen.  It was a vulnerable place for me because I came with bill balances and bank statements in hand, I had to finally expose this sin of mine.   I like to spend money, and at times have been known to, spend money I don't have.. thus the credit card debt.  It's a bad habit and one that I have been working diligently on NOT continuing!  I want to be debt free and because my friend, Momma Hen and her hubby had figured it out, I asked for her help.  She  got her pencil and paper and calculator and got to work.  When all was said and done, thankfully I could live comfortably and still pay off my debt in about a year.  The first step was to get $1,000 into savings and honestly that's where I got hung up.  I really thought that was impossible.  So I started the snowball thing with my credit cards, but guess what?  every month SOMETHING would come up and month after month I was/am still in debt and still NOT on a budget.  I partly kind of laugh in the face of a budget because I kind of feel like spending money is the one perk of being single (yes all of my blogs must reference my marital status..hahah just kidding)  but seriously if I can't have the perks of being married then sheesh I should be able to enjoy not having to answer to anyone about where I spend my money.  WRONG, very WRONG.  I am accountable.  And that's been made very clear in the past few months.  This past quarter, fiscally, the store I manage did very well and this week I will get the largest bonus check I have every received.   I am very excited and thankful for that!  Part of it will go in the bank to be my required savings and part of it will help with incidentals I haven't had the extra for lately.  This last Friday was my first payday of the month, I pulled out those 2 papers that Momma Hen so kindly wrote out for me and I went to the bank and pulled out my necessary cash for the first 2 weeks of the month.
 This is the result...

and I'm super excited!!!  Getting out of debt opens up a whole new realm of possibilities and I can't wait!!!